Fast forward for a moment: you've found the right house, you've signed an offer to purchase, and your agent is taking that offer to the seller.  As the Seller looks over your offer, one of his first questions is going to be: "Can the Buyer perform"?  In other words, before he will consider your offer, he wants to know that you have been to a lender who has determined that you are credit worthy. 

There are other reasons to start your buying process by talking to a lender-  you can:

• Find out just how much you can afford
• Find out what your monthly payment will be
• Learn various financing options to fit your budget
• Know what your out-of-pocket costs will be

Planning to buy in the near future?  The current lull in the market makes it a great time to buy.  In fact, buyers currently have tremendous negotiating power, and Sellers are waiting for your offer. 

Call me for up-to-date information about buying a home, financing options, and current interest rates. Put my knowledge and experience to work for you.